The application (Form 16) must be signed. A link will be sent via SMS. All fees are regulated by the NCR and are included in your affordable debt repayment plan.
We will determine whether you are over indebted and contact you with your new proposed monthly consolidated installment.
We then inform your creditors that you can no longer afford your original payment.
We negotiate and finalise your reduced affordable payment with each credit provider within 60 days. During this time you are protected.
Once the reduced installment is finalised with your creditors, we make it an order of court.
You will continue to pay this monthly installment until you debt is settled.
After your debt is settled you will be issued with a clearance certificate ending your status as being under debt review. You now have a clean credit history.
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