PROCESS

STAGE 1

The application (Form 16) must be signed. A link will be sent via SMS. All fees are regulated by the NCR and are included in your affordable debt repayment plan.

STAGE 2

We will determine whether you are over indebted and contact you with your new proposed monthly consolidated installment.

STAGE 3

We then inform your creditors that you can no longer afford your original payment.

STAGE 4

We negotiate and finalise your reduced affordable payment with each credit provider within 60 days. During this time you are protected.

STAGE 5

Once the reduced installment is finalised with your creditors, we make it an order of court.

STAGE 6

You will continue to pay this monthly installment until you debt is settled.

STAGE 7

After your debt is settled you will be issued with a clearance certificate ending your status as being under debt review. You now have a clean credit history.

STAGE 8

Live your best life