PROCESS
STAGE 1
The application (Form 16) must be signed. A link will be sent via SMS. All fees are regulated by the NCR and are included in your affordable debt repayment plan.
STAGE 2
We will determine whether you are over indebted and contact you with your new proposed monthly consolidated installment.
STAGE 3
We then inform your creditors that you can no longer afford your original payment.
STAGE 4
We negotiate and finalise your reduced affordable payment with each credit provider within 60 days. During this time you are protected.
STAGE 5
Once the reduced installment is finalised with your creditors, we make it an order of court.
STAGE 6
You will continue to pay this monthly installment until you debt is settled.
STAGE 7
After your debt is settled you will be issued with a clearance certificate ending your status as being under debt review. You now have a clean credit history.
STAGE 8
Live your best life